I have a friend who I will call Jarndyce, to protect his identity and save him from victimization. His story is this. Jarndyce is in his sixties and suffered a major failure of his eyesight in January 2020 as a result of glaucoma, which is a clandestine destroyer of sight—because …
Read More »Daly Bread: The unease of doing business in T&T—and the difficulty in “getting thru”
The inquiry “yuh get thru?” is commonplace. It means: did you succeed in completing the business or personal transaction you were attempting to do with a third party? The transaction is usually one involving access to a service and the path to such success is routinely frustrating and stressful. Unless …
Read More »Noble: The guys with the umbrellas; are T&T banks doing their part for the economy?
In 1930, The International Digest offered this quote: ‘A banker, it has been said jestingly, is a man who lends you an umbrella when the weather is good and takes it back when it rains. ‘It would be more correct to say that the banker, at the beginning of a …
Read More »Question for TECU: Is credit union moving further away from its working class roots?
So Thursday was World Credit Union Day. Who exactly in this country celebrated it and what exactly was being celebrated is kinda hazy to me at this moment, what with the way the credit union movement is slowly shifting away from its moorings, the working classes. Slowly, imperceptibly, there is …
Read More »Dear Editor: What Imbert’s new SME proposal may reveal about political behaviour
“[…] So many workers are already under pressure from employers who do not remit their contributions and now, instead of encouraging the NIB to vigorously pursue employers who engage in this criminal act, the government is telling them it’s okay to leave workers unprotected when they have need to access …
Read More »Dear Editor: Do Scotiabank and EOC see all clients as equal—including the differently abled?
“[…] Banks in Trinidad and Tobago have been practically pushing their customers to do their banking business online. But how can seniors and persons with disabilities do this when, for the most part, they have neither the knowledge nor the resources to do this? “[…] Even after I made my …
Read More »‘The numbers don’t add up’: Dr Farrell on Covid, costs, challenges and consequences
“[…] Non-energy revenues have fallen in 2020-2021 and for next fiscal, 2021-2022, it is going to be worse—partly because people pay taxes on the previous year’s numbers and partly because the recovery is going to be slower than expected because of the state of emergency and the impact of the …
Read More »Daly Bread: What ‘further’ digitisation? We are barely off the ground
Many lives and our economic survival depend on the availability of vaccines in sufficient numbers to vaccinate 70 percent or greater of the adult population. We are re-opening for business before the 70 percent target is achieved and before more is known about the Delta variant, described as ‘relentless’. That …
Read More »Demming: Why SMEs like Splice Studios are the real test of our ‘Roadmap to Recovery’
So the dream of Splice Studios is no more. If Abigail Hadeed—with her brand recognition, contacts, creativity, and privilege, could not navigate to save her business during this pandemic—then tell me who can. Just reading her post was painful: ‘Thank you all who have shared, supported or created at Splice …
Read More »‘A client called me the grim reaper before!’ Day in the life of a bank repossession officer
“[…] Borrowers are aware that repossession is possible if payments are defaulted over an extensive period of time with no attempt or guarantee of repayment. It’s noted in the contract signed when applying for a vehicle loan. Yet, if it happens, clients feel targeted and think that I am personally …
Read More »Can the Rowley/Imbert partnership turn looming defeat into victory?
“[…] we must get the new digital economy going. Although liquidity is overflowing at the Central Bank, private sector credit is sluggish; unemployment and underemployment are growing and results thus far from the government-sponsored stimulus loans packages to banks and credit unions have been disappointing. […]” The following is the …
Read More »Noble: Writers must read too; why Baldeosingh misunderstands Black Power movement
Stephen King, the famed writer, once said: “If you want to be a writer, you must do two things above all others, read a lot and write a lot.” It is a pity that several in our community do the second and not the first. But beyond that, book publishing …
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